Loraine & Associates, LLC

Loraine & Associates | Experienced Attorneys For All Your Legal Issues & Needs

Experience—it’s something you can’t rush, nor can you fake it. When a problem arises and you need to sue, defend your rights, set up an estate plan quickly to protect those you love, get compensated for a personal injury, to protect yourself legally in any way, you need an attorney who is seasoned and experienced to counsel you.

Tom Loraine, founder and principal of Loraine & Associates, has been practicing law in the great state of Missouri for over four decades; that is experience you can count on. Attorney Loraine has been a prosecutor and defense attorney, served as an Assistant Attorney for the Eastern District of Missouri, and has successfully tried a volume of cases at the state and federal level. Attorney Loraine is a proud Missourian and trusted people’s attorney who takes great care with every client, working tirelessly to fight for their rights and protect them legally.

Loraine & Associates handles a myriad of legal issues and situations. Let’s discuss just a few in more detail.

Our Areas of Practice Include:


Auto and boat accidents are an unfortunate reality in our mobile society. The assistance of an experienced lawyer can help immensely with these often troubling situations. Know your rights and recover for your injuries.

Business Law

Starting a business is fun and exciting time. We know your business is your baby, and we want to help protect that baby. Whether you’re just getting started or have an established business, you need a trusted attorney on your side. Business happens in real time and the value of being proactive instead of reactive cannot be overstated.

Criminal Law

The Sixth Amendment to the United States Constitution guarantees citizens the right to lawyer. However, that does not guarantee the lawyer appointed to you will fight for your rights like our legal team.

Personal Injury

Injuries can put a huge damper on your quality of life. It’s time you get what’s yours and recover for your injuries. If you have been injured and want to recover for the hardship you have endured, call our office today.


Contracts are an integral part of our society. Many of us sign contracts on a weekly basis without noticing. The use of solid contracts is one the safest assurances against surprise legal issues. Call us today for all of your contract drafting and interpreting needs.

Estate Planning

Working with an experienced attorney to plan your estate is the best way to ensure your possessions will pass to the correct member of your family. Unfortunately, many folks do not take this critical step and it creates a massive headache for the loved ones they leave behind.

Loraine & Associates | Real Estate Litigation Attorney | Osage Beach, MO

For many decades, people all over the beautiful state of Missouri have consistently turned to Loraine & Associates when they needed a real estate litigation attorney in Osage Beach, MO.

Real estate, as they say, is the only thing they’re not making more of. Real estate is a valuable asset and as such disputes can, and do, arise between parties involved in real estate transactions. If you’re considering a real estate deal, development, a purchase, or other issue concerning real estate you’ll want to walk cautiously through every step of your transaction. Tom Loraine is an experienced real estate litigation attorney in Osage Beach, MO; he understands the subtle nuances of real estate law as he has been practicing in real estate for decades. When your financial future is at stake, seek counsel from Loraine & Associates—a trusted real estate litigation attorney in Osage Beach, MO since 1976.

Real estate law can be complex. Loraine & Associates handle every aspect of real estate law and litigation. As a seasoned real estate litigation attorney in Osage Beach, MO, Attorney Loraine can

“Law is the safest helmet”

– Edward Coke

manage your every need for residential and commercial. In real estate there are many parties and we can represent you regardless of your place in the transaction, from developers to lenders, commercial brokers, residential brokers, construction companies, resort owners, major retail, title insurers, real estate investors, and more—we represent them all. And we can represent you when you are ready or in need.

Our experienced team will work to protect you. Attorney Loraine has defended and prosecuted every possible kind of litigation in this area including but not limited to the following: contracts, landlord-tenant disputes, environmental concerns and regulations, construction defects, development, condemnation/eminent domain, land use, permits and variances, coastal development issues, government land leasing, building permits, redevelopment, rent control, zoning, and so much more. Whatever your real estate litigation need, trust the experience of Loraine & Associates, and we’ll get you to the finish line, protecting your interests every step of the way.


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Loraine & Associates | Personal Injury Attorney | Osage Beach, MO

We are a society of busy people leading busy lives and try as we may to be safe, accidents happen. Sometimes it our fault, and sometimes it’s not. For the times that it is not, you’ll need a personal injury attorney who has been there before, an attorney who has seen your kind of case, tried it, and won. In Osage Beach, MO, that attorney is Tom Loraine. Attorney Loraine has the experience and knowledge necessary to effectively protect your rights. Attorney Loraine will work to get you the maximum compensation you deserve for your physical and emotional injuries.

Personal injury cases require knowledge, experience, and perseverance on the part of your personal injury attorney. Whether your personal injury occurred in Osage Beach, MO or somewhere else in our state, Attorney Loraine will protect your rights. Personal injury cases will result in a settlement or trial proceeding, and either way you’ll need an experienced personal injury attorney fighting for you. At Loraine & Associates we have a powerful network of experts and investigators, and we’ll exhaust every option to build your case. Our team in Osage Beach, MO will investigate how the injury occurred and we’ll talk to witnesses, study the scene, consult with experts, and build a case that is undeniable. We’ll work for a settlement but if we need to go to trial we will, and with countless state and federal trial cases to his credit there is perhaps no one in the state of Missouri who is better prepared to be your personal injury attorney than Tom Loraine.

Contact For A Personal Case Evaluation

Use the form below to tell us about your legal inquiry, and a member of our staff will contact you to schedule an appointment. Please be as detailed as possible. To help us best serve your inquiry, we recommend that you first describe the issue you’re having before telling us what you want to achieve. You may also email or call us to make an appointment. Our general response time is one business day.

For job opportunities, please email us your resume. We’re always looking for new and exceptional talent to lead the firm into uncharted fields of practice.

Note: Please do not include confidential or sensitive information in your message. In the event that we are representing a party with opposing interests to your own, we may have a duty to disclose any information you provide to our client.

Loraine & Associates | Garrity Rights Attorney | Osage Beach, MO

A landmark US Supreme Court case in 1967 established what are know today as ‘Garrity Rights.’ The legal precedent was established after Bellmawr, New Jersey police chief Edward Garrity and five other public employees were threatened with job termination if they refused to answer questions that could have been incriminating. Six years later the US Supreme Court ruled that these kinds of termination threats regarding public employee statements were in fact a flagrant violation of the Fifth and Fourteenth Amendments to The US Constitution.

In many ways, Garrity rights are akin to Miranda rights for the public employees who are protected by them. But it is important to note that it’s entirely up to the public employee to declare their Garrity rights. Every public employee should be aware of this. If an employer is engaging in leading questions or demands that you answer questions that could pertain to criminal conduct, your Garrity rights should go into effect; assert your rights and contact Tom Loraine, an experienced Garrity rights attorney in Osage Beach, MO. The US Constitution protects you from ever answering any questions which could incriminate yourself, so know your rights and don’t be bullied.

Contact Tom Loraine at Loraine & Associates today. Get a Garrity rights attorney who is aware of the law’s nuances and can protect you. In Osage Beach, MO, get Tom Loraine—tested, experienced, and a track record of winning

Office Location

4075 Osage Beach Parkway
Suite 300
Osage Beach, MO 65065

Phone: (573) 348-8909

Fax: (573) 348-8920

Office Hours: Monday - Friday (8am - 5pm)

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Licensed in Missouri

Loraine & Associates, LLC is a regional law firm that provides legal assistance to individuals and businesses in the lake area and surrounding communities.