Loraine & Associates, LLC

You must be fully insured and have worked at least 5 of the last 10 years before you became disabled.  The benefit amount depends upon how much you earned and how much you paid into Social Security.

Definition of Disability:  The inability to engage in any substantial gainful activity by reason of any medically determinable physical or mere impairment which can be expected to result in death or which has lasted or can be expected to last for a continuous period of not less than 12 months.

Loraine & Associates, LLC

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